Best No Foreign Transaction Fee Cards in Canada - October 2026

Best Cards 1st Yr Free Cash Back Travel Groceries Gas & EV Business Low Interest

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Scotiabank Passport® Visa Infinite +* Card

Scotia Scene+

Annual fee: $150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $350
Welcome offerAfter $2,000 in 3 months: Up to 35,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $150/yr
Min. annual income: $60,000+

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Rewards: Rate
Groceries: 2x
Restaurants: 2x
Transit: 2x
Entertainment: 2x

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Scotiabank Gold American Express® Card

Scotia Scene+

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $500
Welcome offerAfter $7,500 in 12 months: Up to 50,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $120/yr
Min. annual income: $12,000+

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Rewards: Rate
With the partner brand: 6x
Groceries: 5x
Entertainment: 5x
Restaurants: 5x
Gas & EV: 3x
Streaming: 3x
Transit: 3x

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Scotiabank®* Platinum American Express® Card

Scotia Scene+

Annual fee: $399
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Total$800Plus $200 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $800
Welcome offerAfter $10,000 in 6 months: Up to 100,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $399/yr
Min. annual income: $12,000+

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Scotiabank Passport® Visa Infinite Privilege* Card

Scotia Scene+

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$600Annual credit$250Total$850Plus $200 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $850
Welcome offerAfter $20,000 in 6 months: Up to 80,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

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Rewards: Rate
Travel: 3x
Restaurants: 2x
Entertainment: 2x

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Wealthsimple Visa Infinite+ Card

WealthsimpleCash Back

Annual fee: $240
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $500
Welcome offerAfter $10,000 in 1 month: Up to $500 cash back

Features
Issuer: Wealthsimple
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $240/yr
Min. annual income: $80,000+

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