It comes with a welcome bonus of up to 100,000 points. You earn 1.25x on groceries and 1.25x at restaurants.

Annual Fee
$399
Rewards rate
1.25x

RBC Avion Rewards - Elite

Our valuation
$1,500

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Ends Nov 25, 2026

Pros

  • Welcome bonus of up to 100,000 points

Cons

  • High annual fee ($399)
  • Requires good credit

The TD First Class Travel® Visa Infinite* Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of up to 146,000 points. You earn 6x on groceries and 6x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$139 $0
Rewards rate
2x

TD Rewards

Our valuation
$969

Milesopedia estimate

Welcome Bonus
146,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 146,000 points
  • 6x on groceries
  • 6x at restaurants

Cons

  • Requires good credit

The CIBC Aventura® Gold Visa* Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of up to 45,000 points. You earn 1.5x on groceries and 1x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$139 $0
Rewards rate
1x

CIBC Aventura

Our valuation
$839

Milesopedia estimate

Welcome Bonus
45,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 45,000 points

Cons

  • Requires good credit

The CIBC Aventura® Visa Infinite* Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of up to 45,000 points. You earn 1.5x on groceries and 1x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$139 $0
Rewards rate
1x

CIBC Aventura

Our valuation
$839

Milesopedia estimate

Welcome Bonus
45,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 45,000 points

Cons

  • Requires good credit

It comes with a welcome bonus of up to 35,000 points. You earn 2x on groceries and 2x at restaurants.

Annual Fee
$150
Rewards rate
1x

Scene+

Our valuation
$350

Milesopedia estimate

Welcome Bonus
35,000 points

(Up to)

Ends Nov 1, 2026

Pros

  • Welcome bonus of up to 35,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • Requires good credit

It comes with a welcome bonus of up to 40,000 points. You earn 1.5x on groceries and 1.5x at restaurants.

Annual Fee
$199
Rewards rate
1.5x

Scene+

Our valuation
$400

Milesopedia estimate

Welcome Bonus
40,000 points

(Up to)

Ends Oct 31, 2026

Pros

  • Welcome bonus of up to 40,000 points

Cons

  • High annual fee ($199)
  • Requires good credit

You earn 2x on groceries and 2x at restaurants.

Annual Fee
$240
Rewards rate
2x

Cash Back

Welcome offer
No current welcome offer

Ongoing benefits are detailed below

Pros

  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($240)
  • No welcome bonus
  • Requires good credit

It comes with a welcome bonus of up to 80,000 points. You earn 1x on groceries and 2x at restaurants.

Annual Fee
$599
Rewards rate
1x

Scene+

Our valuation
$1,050

Milesopedia estimate

Welcome Bonus
80,000 points

(Up to)

Ends Nov 1, 2026

Pros

  • Welcome bonus of up to 80,000 points
  • 2x at restaurants

Cons

  • High annual fee ($599)
  • Requires good credit