The BMO Ascend™ World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $150/yr). It comes with a welcome bonus of up to 100,000 points. You earn 1x on groceries and 3x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$150 $0
Rewards rate
1x

BMO Rewards

Our valuation
$820

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 100,000 points
  • 3x at restaurants

Cons

  • Requires good credit

The BMO® Ascend World Elite®*Business Mastercard®* offers a first year annual fee rebate (regular fee $149/yr). It comes with a welcome bonus of up to 100,000 points. You earn 1.5x on groceries and 1.5x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$149 $0
Rewards rate
1.5x

BMO Rewards

Our valuation
$819

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 100,000 points

Cons

  • Fewer premium perks

The BMO eclipse rise Visa* Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of up to 25,000 points. You earn 2.5x on groceries and 2.5x at restaurants.

Annual Fee
$0
Rewards rate
0.5x

BMO Rewards

Our valuation
$168

Milesopedia estimate

Welcome Bonus
25,000 points

(Up to)

Pros

  • No annual fee
  • Welcome bonus of up to 25,000 points
  • 2.5x on groceries
  • 2.5x at restaurants

Cons

  • Fewer premium perks

It comes with a welcome bonus of up to 200,000 points. You earn 5x on groceries and 5x at restaurants.

Annual Fee
$599
Rewards rate
1x

BMO Rewards

Our valuation
$1,340

Milesopedia estimate

Welcome Bonus
200,000 points

(Up to)

Ends Oct 31, 2026

Pros

  • Welcome bonus of up to 200,000 points
  • 5x on groceries
  • 5x at restaurants

Cons

  • High annual fee ($599)
  • Requires good credit