It comes with a welcome bonus of up to 15,000 points. You earn 5x on groceries and 5x at restaurants.

Annual Fee
$191.88

$15.99/mo

Rewards rate
1x

Amex Membership Rewards

Our valuation
$255

Milesopedia estimate

Welcome Bonus
15,000 points

(Up to)

Pros

  • Welcome bonus of up to 15,000 points
  • 5x on groceries
  • 5x at restaurants

Cons

  • High annual fee ($191.88)

The TD First Class Travel® Visa Infinite* Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of up to 146,000 points. You earn 6x on groceries and 6x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$139 $0
Rewards rate
2x

TD Rewards

Our valuation
$969

Milesopedia estimate

Welcome Bonus
146,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 146,000 points
  • 6x on groceries
  • 6x at restaurants

Cons

  • Requires good credit

It comes with a welcome bonus of up to 28,000 points. You earn 3x on groceries and 3x at restaurants.

Annual Fee
$48
Rewards rate
1x

RBC Avion Rewards - Premium

Our valuation
$420

Milesopedia estimate

Welcome Bonus
28,000 points

(Up to)

Ends Nov 4, 2026

Pros

  • Welcome bonus of up to 28,000 points
  • 3x on groceries
  • 3x at restaurants

Cons

  • Fewer premium perks

It comes with a welcome bonus of up to 50,000 points. You earn 5x on groceries and 5x at restaurants.

Annual Fee
$120
Rewards rate
1x

Scene+

Our valuation
$500

Milesopedia estimate

Welcome Bonus
50,000 points

(Up to)

Ends Nov 1, 2026

Pros

  • Welcome bonus of up to 50,000 points
  • 5x on groceries
  • 5x at restaurants

Cons

  • Requires good credit

The BMO CashBack® World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of up to $650. You earn 5x on groceries and 1x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$139 $0
Rewards rate
1x

Cash Back

Our valuation
$789

Milesopedia estimate

Welcome Bonus
$650

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to $650
  • 5x on groceries

Cons

  • Requires good credit

It comes with a welcome bonus of up to 100,000 points. You earn 2x on groceries and 2x at restaurants.

Annual Fee
$399
Rewards rate
2x

Scene+

Our valuation
$1,000

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Ends Nov 1, 2026

Pros

  • Welcome bonus of up to 100,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($399)
  • Requires good credit

The BMO Blue Rewards World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $150/yr). You earn 2x on groceries and 1x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$150 $0
Rewards rate
1x

Blue Rewards

Our valuation
$150

Milesopedia estimate

Welcome offer
First Year Annual Fee Rebate

$150 annual fee rebated

Ends Oct 31, 2026

Pros

  • First Year Annual Fee Rebate
  • 2x on groceries

Cons

  • No welcome bonus
  • Requires good credit