Compare the top cash back credit cards. Earn 1–5% back on groceries, gas, restaurants, and everyday purchases.
The Scotia Momentum® Visa Infinite +* Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of up to $300. You earn 4x on groceries and 1x at restaurants.
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Ends Nov 1, 2026
The BMO CashBack® World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of up to $650. You earn 5x on groceries and 1x at restaurants.
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The CIBC Dividend® Visa Infinite* Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of up to $300. You earn 4x on groceries and 2x at restaurants.
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The TD Cash Back Visa Infinite* Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of up to $350. You earn 3x on groceries and 1x at restaurants.
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The PC® World Elite® Mastercard® has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 20,000 points. You earn 30x on groceries and 10x at restaurants.
PC Optimum
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Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
