The BMO Ascend™ World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $150/yr). It comes with a welcome bonus of up to 100,000 points. You earn 1x on groceries and 3x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$150 $0
Rewards rate
1x

BMO Rewards

Our valuation
$820

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 100,000 points
  • 3x at restaurants

Cons

  • Requires good credit

The BMO VIPorter World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $199/yr). It comes with a welcome bonus of up to 70,000 points. You earn 2x on groceries and 2x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$199 $0
Rewards rate
1x

Porter VIPorter

Our valuation
$1,249

Milesopedia estimate

Welcome Bonus
70,000 points

(Up to)

Ends Oct 31, 2026

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 70,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($199)
  • Requires good credit

The Rogers Red World Elite® Mastercard has no annual fee, making it risk-free to hold. You earn 1.5x on groceries and 1.5x at restaurants.

Annual Fee
$0
Rewards rate
1.5x

Cash Back

Welcome offer
No current welcome offer

Ongoing benefits are detailed below

Pros

  • No annual fee

Cons

  • No welcome bonus
  • Requires good credit