It comes with a welcome bonus of up to 50,000 points. You earn 5x on groceries and 5x at restaurants.

Annual Fee
$120
Rewards rate
1x

Scene+

Our valuation
$500

Milesopedia estimate

Welcome Bonus
50,000 points

(Up to)

Ends Nov 1, 2026

Pros

  • Welcome bonus of up to 50,000 points
  • 5x on groceries
  • 5x at restaurants

Cons

  • Requires good credit

It comes with a welcome bonus of up to 100,000 points. You earn 1x on groceries and 2x at restaurants.

Annual Fee
$799
Rewards rate
1x

Amex Membership Rewards

Our valuation
$2,200

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Pros

  • Welcome bonus of up to 100,000 points
  • 2x at restaurants

Cons

  • High annual fee ($799)

The National Bank World Elite® Mastercard® offers a first year annual fee rebate (regular fee $150/yr). You earn 5x on groceries and 5x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$150 $0
Rewards rate
1x

NBC Rewards

Our valuation
$300

Milesopedia estimate

Welcome offer
First Year Annual Fee Rebate

$150 annual fee rebated

Ends Nov 4, 2026

Pros

  • First Year Annual Fee Rebate
  • 5x on groceries
  • 5x at restaurants

Cons

  • No welcome bonus
  • Requires good credit