It comes with a welcome bonus of up to 85,000 points. You earn 1.25x on groceries and 2x at restaurants.

Annual Fee
$599
Rewards rate
1.25x

Aeroplan

Our valuation
$1,800

Milesopedia estimate

Welcome Bonus
85,000 points

(Up to)

Pros

  • Welcome bonus of up to 85,000 points
  • 2x at restaurants

Cons

  • High annual fee ($599)

The BMO VIPorter World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $199/yr). It comes with a welcome bonus of up to 70,000 points. You earn 2x on groceries and 2x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$199 $0
Rewards rate
1x

Porter VIPorter

Our valuation
$1,249

Milesopedia estimate

Welcome Bonus
70,000 points

(Up to)

Ends Oct 31, 2026

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 70,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($199)
  • Requires good credit

It comes with a welcome bonus of up to 70,000 points. You earn 2x on groceries and 1.5x at restaurants.

Annual Fee
$139
Rewards rate
1.5x

WestJet Rewards

Our valuation
$700

Milesopedia estimate

Welcome Bonus
70,000 points

(Up to)

Ends Nov 4, 2026

Pros

  • Welcome bonus of up to 70,000 points
  • 2x on groceries

Cons

  • Requires good credit

The BMO VIPorter Mastercard®* offers a first year annual fee rebate (regular fee $89/yr). It comes with a welcome bonus of up to 40,000 points. You earn 1x on groceries and 1x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$89 $0
Rewards rate
0.5x

Porter VIPorter

Our valuation
$689

Milesopedia estimate

Welcome Bonus
40,000 points

(Up to)

Ends Oct 31, 2026

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 40,000 points

Cons

  • Fewer premium perks

It comes with a welcome bonus of up to 60,000 Avios. You earn 2x on groceries and 2x at restaurants.

Annual Fee
$165
Rewards rate
1x

British Airways Club

Our valuation
$1,020

Milesopedia estimate

Welcome Bonus
60,000 Avios

(Up to)

Ends Sep 9, 2026

Pros

  • Welcome bonus of up to 60,000 Avios
  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($165)
  • Requires good credit