The BMO Blue Rewards World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $150/yr). You earn 2x on groceries and 1x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$150 $0
Rewards rate
1x

Blue Rewards

Our valuation
$150

Milesopedia estimate

Welcome offer
First Year Annual Fee Rebate

$150 annual fee rebated

Ends Oct 31, 2026

Pros

  • First Year Annual Fee Rebate
  • 2x on groceries

Cons

  • No welcome bonus
  • Requires good credit

The BMO Ascend™ World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $150/yr). It comes with a welcome bonus of up to 100,000 points. You earn 1x on groceries and 3x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$150 $0
Rewards rate
1x

BMO Rewards

Our valuation
$820

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 100,000 points
  • 3x at restaurants

Cons

  • Requires good credit

The National Bank World Elite® Mastercard® offers a first year annual fee rebate (regular fee $150/yr). You earn 5x on groceries and 5x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$150 $0
Rewards rate
1x

NBC Rewards

Our valuation
$300

Milesopedia estimate

Welcome offer
First Year Annual Fee Rebate

$150 annual fee rebated

Ends Nov 4, 2026

Pros

  • First Year Annual Fee Rebate
  • 5x on groceries
  • 5x at restaurants

Cons

  • No welcome bonus
  • Requires good credit

The BMO® Ascend World Elite®*Business Mastercard®* offers a first year annual fee rebate (regular fee $149/yr). It comes with a welcome bonus of up to 100,000 points. You earn 1.5x on groceries and 1.5x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$149 $0
Rewards rate
1.5x

BMO Rewards

Our valuation
$819

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 100,000 points

Cons

  • Fewer premium perks