The BMO eclipse Visa Infinite* Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of up to 80,000 points. You earn 5x on groceries and 5x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$120 $0
Rewards rate
1x

BMO Rewards

Our valuation
$656

Milesopedia estimate

Welcome Bonus
80,000 points

(Up to)

Ends Aug 31, 2026

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 80,000 points
  • 5x on groceries
  • 5x at restaurants

Cons

  • Requires good credit

The BMO Ascend™ World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $150/yr). It comes with a welcome bonus of up to 100,000 points. You earn 1x on groceries and 3x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$150 $0
Rewards rate
1x

BMO Rewards

Our valuation
$820

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 100,000 points
  • 3x at restaurants

Cons

  • Requires good credit

The Scotia Momentum® Visa Infinite +* Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of up to $300. You earn 4x on groceries and 1x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$120 $0
Rewards rate
1x

Cash Back

Our valuation
$420

Milesopedia estimate

Welcome Bonus
$300

(Up to)

Ends Nov 1, 2026

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to $300
  • 4x on groceries

Cons

  • Requires good credit

The CIBC Aventura® Visa Infinite* Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of up to 45,000 points. You earn 1.5x on groceries and 1x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$139 $0
Rewards rate
1x

CIBC Aventura

Our valuation
$839

Milesopedia estimate

Welcome Bonus
45,000 points

(Up to)

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 45,000 points

Cons

  • Requires good credit