Our selection of the best credit cards in Canada, ranked by first-year value. Compare fees, rewards, welcome bonuses and insurance.
It comes with a welcome bonus of up to 15,000 points. You earn 5x on groceries and 5x at restaurants.
$15.99/mo
Amex Membership Rewards
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(Up to)
It comes with a welcome bonus of up to 100,000 points. You earn 1x on groceries and 2x at restaurants.
Amex Membership Rewards
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(Up to)
It comes with a welcome bonus of up to 28,000 points. You earn 3x on groceries and 3x at restaurants.
RBC Avion Rewards - Premium
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(Up to)
Ends Nov 4, 2026
The TD® Aeroplan® Visa Infinite* Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of up to 40,000 points. You earn 1.5x on groceries and 1x at restaurants.
Aeroplan
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(Up to)
The BMO VIPorter World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $199/yr). It comes with a welcome bonus of up to 70,000 points. You earn 2x on groceries and 2x at restaurants.
Porter VIPorter
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(Up to)
Ends Oct 31, 2026
The TD First Class Travel® Visa Infinite* Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of up to 146,000 points. You earn 6x on groceries and 6x at restaurants.
TD Rewards
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(Up to)
The BMO Ascend™ World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $150/yr). It comes with a welcome bonus of up to 100,000 points. You earn 1x on groceries and 3x at restaurants.
BMO Rewards
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(Up to)
It comes with a welcome bonus of up to 70,000 points. You earn 1x on groceries and 1x at restaurants.
RBC Avion Rewards - Elite
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(Up to)
Ends Nov 25, 2026
It comes with a welcome bonus of up to 35,000 points. You earn 2x on groceries and 2x at restaurants.
Scene+
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(Up to)
Ends Nov 1, 2026
It comes with a welcome bonus of up to 85,000 points. You earn 1.25x on groceries and 2x at restaurants.
Aeroplan
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(Up to)
Explore our category comparisons, or calculate which card's rewards actually match your budget.
