Rebuild your credit with cards designed for low scores or no credit history. Secured options, low-fee picks, and credit-builder cards available in Canada.
The Scotiabank Value® Visa* Card offers a first year annual fee rebate (regular fee $29/yr).
Milesopedia estimate
$29 annual fee rebated
Ends Jan 3, 2027
The CIBC Select Visa* Card offers a first year annual fee rebate (regular fee $29/yr).
Milesopedia estimate
$29 annual fee rebated
The SimplyCash® Card from American Express has no annual fee, making it risk-free to hold. It comes with a welcome bonus of up to $100. You earn 2x on groceries and 1.25x at restaurants.
Cash Back
Milesopedia estimate
(Up to)
The MBNA True Line® Mastercard® credit card has no annual fee, making it risk-free to hold.
Ongoing benefits are detailed below
MBNA True Line Gold Mastercard® from MBNA — listed in our catalog.
Ongoing benefits are detailed below
National Bank Syncro™ Mastercard® from Banque Nationale — listed in our catalog.
Ongoing benefits are detailed below
TD Low Rate Visa* Credit Card from TD — listed in our catalog.
Ongoing benefits are detailed below
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
